Basics about Super – Are the Tax Benefits more Inside or Outside Super
Are the Tax Benefits more Inside or Outside Super I frequently receive inquiries about determining whether tax advantages lie within or outside of superannuation, and whether one should invest within...
View ArticlePensions – How much do I need to Retire; Essential tips for planning
How much do I need to Retire; Essential tips for planning Retiring comfortably in Australia requires understanding several factors that influence how much you’ll need to retire. ASFA estimate that...
View ArticleBasics about Super – Nominating Beneficiaries
Nominating Beneficiaries Nominating beneficiaries for your superannuation fund or SMSF is essential for ensuring that your death benefits go to the individuals you wish to receive them. The process you...
View ArticleCASE STUDY – Patrick and Donna wanted to have their retirement plan organised
Patrick and Donna wanted to have their retirement plan organised Peter and Deb had studied about Self-Managed Super Fund (SMSF) and wanted to have their retirement plan in shape. WHERE they were at –...
View ArticleServices Aust. – Gifting rules Centrelink Australia – guidelines
Gifting rules Centrelink Australia – guidelines Gifting your income or assets could still be considered when evaluating your financial situation for Aged Pension and other government support payments....
View ArticleWhich is better – invest inside or outside super – Basics about Super
Which is better – invest inside or outside super – Basics about Super People frequently inquire about the advantages of investing in superannuation. They want to know whether the tax benefits are...
View ArticleReminder! – EOFY Super Personal Finance checklist (12) – EOFY
Reminder! – EOFY Super Personal Finance checklist (12) – EOFY Just a friendly reminder about personal super – the end of the financial year (EOFY) is coming up, so it’s important to review all...
View ArticleBasics about Super – Why add to your super?
Why add to your super? Whether retirement is close or far off, here are 2 mains reasons why you should add to your super – tax and compounding benefits! Tax Benefits Contributions made into...
View ArticleBasics about Super – EOFY Personal Finance checklist – EOFY
EOFY Personal Finance checklist – EOFY The end of the financial year (EOFY) is approaching, and it’s now time to review all financial matters and take necessary actions before the 30th of June...
View ArticlePensions – When to retire and how much you can draw from super
When to retire and how much you can draw from super The stage in life comes to deciding to when to retire and how much we can draw from our super and how much we need to live! Tony Kaye at First Links...
View ArticleCASE STUDY – Doris & Wally had concerns about the small super they had and...
Doris & Wally had concerns about the small super they had and would it last WHERE they were at – Doris and Wally had put in a lot of effort in their respective jobs. They mainly depended on their...
View ArticlePensions Centrelink – Transfer from Disability Pension to Age Pension –...
Transfer from Disability Pension to Age Pension – difference between them A woman called seeking advice on whether it was beneficial to switch from Disability Support Pension (DSP) to Age Pension (AP)....
View ArticleBasics about Super – What you need to know – Superannuation Australia
What you need to know – Superannuation Australia Superannuation is an important part of the Australian retirement system. It is a way for workers to save money for their retirement and it is compulsory...
View ArticleSMSF Basics – SMSF: Is It the Right Choice for Your Retirement Savings?
SMSF: Is It the Right Choice for Your Retirement Savings? Navigating the world of retirement savings can feel like a complex endeavour. A Self-Managed Super Fund (SMSF) offers a personalised approach...
View ArticlePensions – When to Retire? Choosing to Retire early?
Pensions – When to Retire? Choosing to Retire early? How much do you need? One consideration of when to retire is how will you fund it – how much is required to live on? Every quarter the Association...
View ArticleCASE STUDY – Margaret & Harold, knowing term deposits were not enough to...
Margaret & Harold, knowing term deposits were not enough to ensure their money would last WHERE they were at – Margaret had enjoyed her service to the public sector, as it was more like serving the...
View ArticleSMSF Basics – Paper & Wet-signed gives more legal certainty
Paper & Wet-signed gives more legal certainty Recent legal advice is that SMSF trustees should exercise caution if considering signing a trust deed electronically, to avoid the risk of state-based...
View ArticleBasics about Super – Super for Contractors – ATO
Super for Contractors – ATO Do you pay contractors for your business? You may need to pay superannuation for contractors, so here we explain: how the ATO determines when you must pay, about offering...
View ArticleCASE STUDY – He wanted to protect what was left after second divorce and...
He wanted to protect what was left after second divorce and remission from cancer WHERE he was at – Roger had worked hard at his business and his expertise at his craft had been rewarded with the TAFE...
View ArticleBasics about Super – How Transition to Retirement (TTR) works
How Transition to Retirement (TTR) works A TTR (Transition to Retirement) helps you supplement their work income with a super pension, enabling them to work less or part-time. It also is a method for...
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